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Three conversations to help parents and children plan for the future As parents approach retirement, it’s natural for children to wonder what sort of support they will need in the years ahead. Starting these conversations early can help everyone feel more prepared. Here are some important topics to discuss: Financial security: Cover whether the parents feel financially secure and confident about their income in retirement. Important documents: Understand whether the parents’

How a trusteed IRA can help provide structure and continuity Careful retirement planning considers more than returns; it accounts for longevity, continuity and your long‑term intentions. A trusteed individual retirement account (IRA) can help you bring your retirement wishes and estate plans into alignment, offering greater financial confidence and control. By adding trusteed IRA documentation and beneficiary designations to your existing custodial IRA, you can turn your acco

Cyberattacks are the fastest-growing crime in the U.S. – and they cause personal and business devastation every day. What’s the No. 1 type of cyberattack? Ransomware, and experts say it’s a growing concern. A type of malware that encrypts a victim’s files, ransomware allows the attacker to demand money to restore access to important documents or photos saved on your hard drive. What is Phishing? Phishing is the attempt to gain usernames, passwords and credit card numbers by i

Michelle’s grandmother, Me-Ma, loved preparing this recipe for her family, and Michelle continues to make it to this day! We hope you enjoy it as well. Directions: 1. Bake chicken pieces until fully cooked 2. Set chicken aside and add broth to large pot 3. Add 1 qt milk to chicken broth, salt & pepper to taste 4. Add stick of butter, can of chicken broth, 2 tsp of chicken granules 5. Roll out 3-4 cans of biscuits on floured surface, one biscuit at a time 6. Pinch biscuits int

Medicare fraud has huge costs for older adults. In 2024, scammers were charged with major fraud totaling billions. Scammers contact Medicare recipients to steal Medicare or Social Security numbers and file false claims. Protect yourself by watching for these four red flags: “Too good to be true” promises: Free medical supplies or medications, tests not ordered by your doctor, or “pre-approvals” for new plans with better benefits may be scams. Unexpected asks for personal in